Insurance for Excavation Contractors

Expert advice for businesses in the construction industry

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Protect your excavation business from potential liability

As the owner of an excavation, concrete, paving or site preparation business, you know that not all risks are in plain sight. Preparing a site for construction is often accompanied by many liabilities such as sewer and water-main work. With expert knowledge in this industry, Cowan has significant experience developing customized solutions to meet the unique needs of individual projects.

Our excavators program include:

  • Explosion, collapse, or underpinning operations
  • Coverage for contractors equipment and general liability, no exclusion for XCU, pollution liability and builders risks when needed
  • Over 50 automatic extensions of coverage
  • Incidental operations (excluding snow removal)
  • Excavators insurance (currently only available in Ontario)

We also recognize that bonding is an important part of your business and we can easily tailor our program to meet your needs. Cowan offers sustainable competitive rates along with expert advice from brokers that focus on the construction industry.

Why partner with Cowan Insurance Group?

Expert Advice

Someone who specializes in business insurance will call you directly. Our expert advice means you will speak to the right person the first time.

Custom Coverage

Custom coverage specifically built for you means that Cowan will take the time to learn about your needs and understand your specific business.

Our Promise

Cowan is Canadian owned and independent. Your satisfaction is the only outcome we accept. Our clients are at the heart of everything we do and we care about what you care about.

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Does your business rely on your supply chain?

Supply Chain Insurance is specially designed to protect the revenue of businesses that import, export, manufacture, assemble and distribute goods.

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Group Benefits with Cowan

Choosing the right combination of coverage and service for your employees today — and in the future — requires an independent experienced partner.

Group Benefits