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Business Insurance for salons, spas and barber shops.
Beauticians, estheticians, barbers and spa service providers face unique insurance risks that range from customer and employee injury to environmental liability from handling chemicals commonly found in beauty products. Our flexible program is designed to work for you no matter the size of your business. Whether you own a large salon or spa with many employees, chair or room renters, or you are a sole proprietor working from home, Cowan has coverage options to help protect your business. Our custom solutions include property, business interruption, general and professional liability—all necessary to support your business after a potential loss.
With over 15 years experience providing insurance for the beauty industry, Cowan has the proven ability to develop and adjust our products and services to fit your constantly changing industry. We’ve built an outstanding professional reputation by providing expert insurance advice and services to beauty salons, spas, estheticians, and hair stylists.
We are involved with industry events (such as the ESI show) and actively maintain relationships with trade schools, helping us understand the evolving risks you face, and enabling us to offer superior advice on how to apply insurance to minimize your business risks.
We take the time to get to know our clients to understand what stage of growth you’re at and identify the specific risks you face now and in the future. Coverage is national, excluding Quebec.
Someone who specializes in business insurance will call you directly. Our expert advice means you will speak to the right person the first time.
Custom coverage specifically built for you means that Cowan will take the time to learn about your needs and understand your specific business.
Cowan is Canadian owned and independent. Your satisfaction is the only outcome we accept. Our clients are at the heart of everything we do and we care about what you care about.
Every business needs commercial insurance to protect employees, clients or customers, products, property and revenue against unforeseen loss, damage, injuries or lawsuits.
Protect yourself and your loved ones by purchasing car and truck insurance through Cowan. As an independent broker we work for you, and will find the best coverage to meet your needs.
Choosing the right combination of coverage and service for your employees today — and in the future — requires an independent experienced partner.