Boats & Personal Watercraft Insurance

Protection on and off the water.

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From small runabouts, ski boats and mega-yachts, we have you covered

Cowan Insurance Group offers one of the largest, most comprehensive and well recognized boat and pleasure craft insurance programs in Canada, with coverage for boat owners in all Provinces.

If you own one of the over 8 million estimated boats in Canada, you understand both the joys and responsibilities that come from boat ownership. Boats often represent a significant expense and while boat and personal watercraft insurance isn’t legally required in Canada, there are many reasons why it makes sense.

The proper insurance coverage can protect you from the following:

  • Liability coverage for injury to passengers including water skiers or tubers being towed by you
  • Liability coverage for injury to others in the water, or aboard other watercraft
  • Theft or damage including loss of attached equipment
  • Damage caused by your boat on someone else’s property

While smaller non-motorized watercraft may be covered under your home or cottage insurance, larger and motorized watercraft often require specialized coverage. We insure a variety of boats, including small runabouts, trawlers, jet boats, pontoons, sailboats, cruisers, high-performance boats, yachts, and more.

Additional benefits of getting your boat insurance with Cowan:

Our team of knowledgeable and experienced advisors will help you find the right coverage that sets you on course to enjoy your watercraft, without worry.

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Why partner with Cowan Insurance Group?

Expert Advice

Someone who specializes in personal insurance will call you directly. Our expert advice means you will speak to the right person the first time.

Custom Coverage

Custom coverage specifically built for you means that Cowan will take the time to learn about your insurance needs.

Our Promise

Cowan is Canadian owned and independent. Your satisfaction is the only outcome we accept. Our clients are at the heart of everything we do and we care about what you care about.

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Personal Vehicle Insurance

Protect yourself and your loved ones by purchasing auto insurance through Cowan. As an independent broker we work for you, and will find the best coverage to meet your needs.

Car Insurance

Home & Property Insurance

Whether you rent or own, your home and belongings likely represents your most significant investment. You need to be confident that your home and contents are fully covered by your insurance plan.

Home & Property

Expect more with Cowan Infinite

Cowan Infinite™ offers a unique private client experience for individuals and their families.We provide solutions and expertise for the protection of physical and financial assets.

COWAN INFINITE™