Health & Disability Management

Prepare your business for short-term disability and cyclical absences.

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Maximize attendance and minimize costs related to short-term disability.

Costly short-term disability and cyclical absences are a reality that most businesses will face at some point. As an employer, partnering with an industry-leading health and disability service will help reduce overall absenteeism, decrease short-term disability duration, and see fewer transitions to long-term disability, resulting in significant savings to your business. Our group benefits experts, supported by our in-house team of medical professionals and specialists, are completely independent and are focused on objective medical information, without any outside considerations.

Reduce disability costs and maximize attendance, productivity, and employee well-being with our services:

  • Wellness and prevention
  • Sick leave/short-term disability adjudication and long-term disability administration
  • Complete administration, adjudication, and ongoing management of short-term disability claims
  • Occupational health and sick leave policy and procedure consulting
  • Return-to-work services, including assessment and recommendation of workplace accommodations

Speak with one of our experts to learn more about Health and Disability Management services that can help your organization.

Municipalities, Universities, School Boards, & Hospital Insurance

We offer risk management and benefits solutions that address your unique local, national, and international needs.

Public Sector Insurance

Affordable coverage options for the not for profit sector

With extensive experience partnering with not for profit agencies, we are effective at developing comprehensive risk management and employee benefits solutions for organizations in this sector.

Not For Profit Insurance & Group Benefits

Customized Specialty Benefits Programs

Castle Building Centres Group Insurance Program

As the endorsed broker of Castle Building Centre Group, we are able to offer reduced rates for group members on home and auto insurance and financial planning services. Cowan is here to Contact us today to learn more about how Cowan can help group members protect themselves, business, and individual assets.

Castle Building Centres

Group Benefits for the Ontario Nonprofit Network

Our dedicated team of industry experts understands the unique challenges that nonprofits and charities face. We take the time to understand your requirements and develop a solution that works for you. Whether you’re just starting out or building on your success, ONN is there to protect your employees and your business.

Ontario Nonprofit Network

One Source Advantage

As a member of the Greater Kitchener Waterloo Chamber of Commerce, you are entitled to a suite of products and services designed to protect your business, your family and your future. Membership in the Chamber provides access to all the Member Benefits which can help you reduce your costs.

One Source Advantage

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