Condominium Insurance
Contact UsFinding the right insurance for your condominium corporation doesn't have to be confusing.
Finding an insurance plan that fits your condominium corporation can be challenging, but maneuvering through the maze of competing needs and asks from corporations, property managers, developers, and unit owners doesn’t have to be overwhelming.
Cowan Insurance Group has a well-earned reputation in the condominium community for providing insurance services and professional advice to residential and commercial condominiums in Ontario.
With dedicated in-house expertise and over 30 years of experience, Cowan is here to analyze your needs and create options specifically for you.
Our condominium program includes:
- Protection for condominium corporation buildings, equipment, and contents, including common elements
- Commercial General Liability insurance for the Corporation as occupier of the Common Elements
- General Liability insurance for volunteers
- Directors and Officers Liability coverage, including Human Rights Defence Expense coverage
- Unit owner coverage
- Extensions for Fidelity, Privacy and Privacy Liability expenses, lock and key replacements
- Budgeting quotes for Developers
- Certificates of insurance as required
- Timely renewal process management to accommodate board meetings
With over 1,000 condo boards in Ontario taking advantage of the Cowan condo program, what are you waiting for?
Meet the Experts
The Cowan Condominium Insurance Team has earned a solid reputation in the community, providing insurance services and professional advice to residential and commercial condominiums in Ontario for over 30 years. With dedicated in-house expertise and long-standing industry relationships, our team of experts is here to analyze your needs and create options for you.
David Outa, BA., CIP, CRM, LCCI
Commercial Account Executive, Condominium Insurance Practice Leader
- Over two decades of commercial and personal insurance experience
- Specializing in risk management for the Realty Segment with a focus on Condominium Corporations, Not-For-Profit Entities, and other general commercial exposures
- BA in Economics from the University of Waterloo; Chartered Insurance Professional (CIP); Canadian Risk Management designation (CRM), Leader of the Canadian Condominium Institute designation (LCCI)
- Founding member of the Canadian Condominium Institute – Grand River Chapter, and past director of the Canadian Condominium Institute – Golden Horseshoe Chapter
Matthew Duff, CIP
Account Executive, Condominium Corporation Expert
- 20 Years of property and casualty experience in our Commercial Insurance department, including Condominium Corporations, Small Business Solutions and Claims
- Commercial Account Executive for our Commercial Condominium Corporation insurance program clients, focusing on risk management to identify exposures and provide insurance solutions that fit their needs
- Expertise in client advocacy, with an in-depth understanding of the claims process
- Chartered Insurance Professional (CIP) designation and member of the Canadian Condominium Institute – Grand River Chapter
Dedicated Claims Process Differential
When it comes to claims management, experience matters. From thorough coverage reviews to prompt resolution and advocacy, we are committed to providing you with the support and peace of mind you deserve.
Our Claims Team goes above and beyond to ensure you receive the support and advocacy you deserve. In-house claims experts handle all aspects of claims management, from reporting, coverage review, and tracking to advocacy and resolution, including after-hours support. We are here seven days a week, 24 hours a day, to help you handle your emergency.
Meet Our Claims Team Experts
Karen Paquette R. I. B. (Ont.)
Commercial Claims Representative
Joining Cowan Insurance Group in October 2021, Karen brings nine years of experience in client-facing service roles. As a dedicated and experienced Commercial Claims Representative, one of Karen’s key strengths is her proficiency with insurance policy coverage reviews and commitment to client satisfaction.
Her key responsibilities include providing exceptional client service, reviewing policy coverages, educating clients on the claims process, and advocating for them when claims issues arise. Karen is highly skilled in policies related to condominiums, non-profit organizations, cyber, environmental, Errors and Omissions, Directors and Officers, transport, property, and autos.
Karen holds an Honours Bachelor of Arts in Criminal Justice and Public Policy and a Public Policy and Administration Certificate from the University of Guelph. She is currently working towards her CIP designation.
Why take the risk? Contact the Cowan condo experts today.
Property Managers
Specialized insurance tailored for licensed professional condominium management firms and individuals with some of the most comprehensive coverage available today. We ensure that the correct coverage is in place to make your role as a property manager easier.
Condo Board Directors
Specialized insurance tailored to qualifying condominium corporations with some of the most comprehensive coverage available today. Going beyond the minimum insurance required by the Condominium Act, our program offers peace of mind and protection.
Condo Unit Owners
As a condo unit owner, you may wonder, "Why do I need Condominium Unit Insurance? Doesn't the Condominium Corporation have insurance?" While the Corporation must have insurance, the condominium unit owner should, too. Find out why.
Condo Unit Owners Who Rent Out Their Units
If you're an owner who rents your condominium unit to a tenant, your insurance needs will differ. Find out how.
Cowan is also an active member of The Canadian Condominium Institute's Grand River and Golden Horseshoe chapters, and regularly provides educational seminars for property managers and board directors.
Why partner with Cowan Insurance Group?
Expert Advice
A condominium insurance expert will call you directly. Our expert advice means you will speak to the right person the first time.
Custom Coverage
Custom coverage built specifically for you means that Cowan will take the time to learn about your needs and understand your specific business.
Our Promise
Cowan is Canadian-owned and independent. Your satisfaction is the only outcome we accept. Our clients are at the heart of everything we do, and we care about what you care about.