Public Sector Insurance

Risk management and benefits solutions for Municipalities, Universities, School Boards and Hospitals.

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Expert guidance navigating the complexities of public sector insurance

Understanding the nuances of public sector insurance - budget reality, collective bargaining, Board of Directors, etc. - requires the expert guidance of a knowledgeable and experienced team. We specialize in developing thorough, customized solutions for municipalities, universities, school boards, and hospitals.

Unique solutions customized to your needs

We offer risk management and benefits solutions that address your unique local, national, and international needs. In addition, we provide dedicated account management so that you know where to go for information. Our fully bilingual teams have the in-depth knowledge, experience, and expertise to guide you through the complexities of public sector insurance and will work with you every step of the way, from strategy and ideation to solution and execution.

Expert Advice

Your organization deserves an insurance and group benefits partner that takes the time to align your customized insurance solution to your organization and its goals and objectives while being able to expertly navigate the pathways of your industry.

Group Benefits Consulting

Through our discovery process, we can assess the programs that would best suit your organizational needs and recommend the most valuable group benefits plan.

Group Benefits Consulting

Third Party Administration & Payment

Transform your employees’ benefits experience with our unique and easy-to-use administration and payment services.

Third Party Administration & Payment

Disability & Health Management

Reducing disability costs and maximizing attendance, productivity, and employee well-being can help your business achieve significant savings.

Health & Disability Management

International Benefits Plan & Consulting

Unique plans which can be customized to meet the needs and circumstances of international employees and students in Canada.

International Program Consulting

Group Retirement

Make informed decisions for your business around pension plans, group RRSPs, group TFSAs and more in order to build the right Group Retirement plan for your employees.

Group Retirement

Contact a Cowan Industry Expert