Home and Property Insurance Brokers in Kitchener-Waterloo

Protection for your home and everything in it.

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The coverage you need for your home, condo, or cottage in Kitchener-Waterloo

Your home and belongings likely represent your most significant investments.

You need to be confident that your home and contents are fully covered by your insurance plan.

Located in Southwestern Ontario, Kitchener-Waterloo has a growing population. Residents enjoy the culture and excitement of a big city while experiencing the coziness of a small-town community. Due to its convenient highway access and wide range of parks and trails, educational institutions, festivals, and more, Kitchener-Waterloo is a great place for families and individuals to live.

Whether you rent or own your home in Kitchener-Waterloo, making sure you have the right home and property insurance is important.

Does your homeowners insurance cover you for flooding, break-ins, or damage due to weather?

Home and contents insurance for owners and renters provides protection from the potentially devastating financial consequences of loss.

As your trusted home insurance broker in Kitchener-Waterloo, Ontario, our expert advisors take the time to learn about your property and belongings to create a unique insurance coverage solution tailored to your needs. We make sure you have a range of policy options to help protect your home and property.

In the event you have a claim, we’ll be right by your side, helping you through the claims process and explaining coverage specifics along the way.

Did you know? You could be eligible for discounts if you combine your property, automobile and marine insurance through Cowan.

Do you have a home-based business in Kitchener-Waterloo?

We will help you understand the additional coverage your home-based business may require and offer you coverage options, including liability, so that you can choose the best home business insurance to protect yourself and your clients.

Why partner with Cowan Insurance Group?

Expert Advice

Someone who specializes in personal insurance will call you directly. Our expert advice means you will speak to the right person the first time.

Custom Coverage

Custom coverage specifically built for you means that Cowan will take the time to learn about your insurance needs.

Our Promise

Cowan is Canadian owned and independent. Your satisfaction is the only outcome we accept. Our clients are at the heart of everything we do and we care about what you care about.

Car Insurance in Kitchener-Waterloo

Protect yourself and your loved ones by purchasing auto insurance through Cowan. As an independent broker we work for you, and will find the best coverage to meet your needs.

Car Insurance

StorageShield Insurance for Contents in Storage

If it’s worth keeping and storing, it’s worth protecting with Storage unit insurance. Insuring your stored personal property is easy with Cowan and StorageShield™. Using our secure, online store you can easily get a quote and buy your policy in minutes with a few simple clicks.


Boats & Personal Watercraft Insurance

Cowan Insurance Group offers one of the largest, most comprehensive and well recognized boat and pleasure craft insurance programs in Canada, with coverage for boat owners in all Provinces.

Boats & Personal Watercraft