International Program Consulting

Ensure your international employees and students are covered with expert advice.

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Build a comprehensive international benefits solution with us.

Having a team that lives in various countries can present a unique and potentially costly set of challenges, including government regulations, availability of medical services, and more. You want to be sure your team is protected, wherever they are — we can help you achieve that. For over 30 years, we’ve been a leading provider of international benefits — as a result, our dedicated team of skilled consultants possess a robust understanding of the needs of the international community. Our priority is making sure that your business employs a cohesive and comprehensive benefits package that all employees can use effectively.

By offering both proactive advice and creative benefits solutions based on your business’s unique needs and circumstances, we make it easy for you to do business with us.

Our services include:

  • Plan design and cost containment strategies
  • Marketing programs (building specifications, obtaining competitive bids, and making recommendations)
  • Guidance around how changing government legislation, trends, and market conditions can affect your benefits plan
  • Multilingual service, offered by a team of customer service professionals trained specifically to understand and meet the needs of international plan members
  • A leading, nationwide network of direct-bill medical and dental service providers

Speak to us about our specialization in programs for embassies, students, foreign workers, and visitors to Canada, with clients spanning both the public and private sectors.

Municipalities, Universities, School Boards, & Hospital Insurance

We offer risk management and benefits solutions that address your unique local, national, and international needs.

Public Sector Insurance

Affordable coverage options for the not for profit sector

With extensive experience partnering with not for profit agencies, we are effective at developing comprehensive risk management and employee benefits solutions for organizations in this sector.

Not For Profit Insurance & Group Benefits

Customized Specialty Benefits Programs

Castle Building Centres Group Insurance Program

As the endorsed broker of Castle Building Centre Group, we are able to offer reduced rates for group members on home and auto insurance and financial planning services. Cowan is here to Contact us today to learn more about how Cowan can help group members protect themselves, business, and individual assets.

Castle Building Centres

Group Benefits for the Ontario Nonprofit Network

Our dedicated team of industry experts understands the unique challenges that nonprofits and charities face. We take the time to understand your requirements and develop a solution that works for you. Whether you’re just starting out or building on your success, ONN is there to protect your employees and your business.

Ontario Nonprofit Network

One Source Advantage

As a member of the Greater Kitchener Waterloo Chamber of Commerce, you are entitled to a suite of products and services designed to protect your business, your family and your future. Membership in the Chamber provides access to all the Member Benefits which can help you reduce your costs.

One Source Advantage

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Take advantage of our international expertise by speaking with an experienced advisor.