Environmental Liability Insurance

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Why Environmental Liability is important for your Business

In Canada and around the world, there is a steadily increasing focus on the environment and businesses need to continually adapt to stay protected. Combine this with an ever-expanding list of known pollution sources, businesses must ensure their coverage is up to date and all-inclusive.

Environmental Liability insurance is specifically designed to cover any associated liability and cleanup costs that are most commonly associated with pollution. This type of coverage is often excluded from many General Liability policies. Environmental Liability is designed to protect any business that’s involved in producing, processing, transporting, storing, or handling potential contaminants.

Pollutants aren’t necessarily just toxic substances but can be anything that is not designated to be in a specific area of your business property. Contaminating materials can include common substances, such as salt and fuel oil. While these are not inherently hazardous, they can put your business at risk by harming plants, livestock, or drinking water sources.

Cowan Group Environmental Liability coverage includes:

  • A definition of pollution that is broader than many other liability policies
  • Bodily injury and property damage losses
  • On-site and off-site clean-up costs
  • Trial or litigation expenses
  • Protection against liabilities imposed by federal and provincial legislation
  • Coverage for shareholders, officers, employees, directors and other members of elected boards

Contact us to provide an expert analysis of environmental liability exposure and create pollution coverages specifically tailored to your business’s individual needs.

Why partner with Cowan Insurance Group?

Expert Advice

Someone who specializes in business insurance will call you directly. Our expert advice means you will speak to the right person the first time.

Custom Coverage

Custom coverage specifically build for you means that Cowan will take the time to learn about your needs and understand your specific business.

Our Promise

Cowan is Canadian owned and independent. Your satisfaction is the only outcome we accept. Our clients are at the heart of everything we do and we care about what you care about.

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