- Business Insurance
- Industries & Services
- Group Benefits
- Personal Insurance
- Wealth Management
Great benefits help attract and retain the best people
Offering an income loss and protection plan gives your employees peace of mind in the case of disability. These plans offer key employees the ability to either entirely replace, or top up, their existing disability benefits. As an added benefit to you as the employer, any long-term disability (LTD) premiums you pay on the employees behalf, are a tax-deductible business expense.
Our policies are flexible and easy to understand, giving your employee the choice of when the benefits begin after a disability and how long their coverage will last. Additional options are available to add value including:
Additional options are available to add value including:
Someone who specializes in personal insurance will call you directly. Our expert advice means you will speak to the right person the first time.
Custom coverage specifically built for you means that Cowan will take the time to learn about your insurance needs.
Cowan is Canadian owned and independent. Your satisfaction is the only outcome we accept. Our clients are at the heart of everything we do and we care about what you care about.