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Legislative Updates for January 2018

Cowan Insurance Group’s Guide to Canadian Benefits Legislation and Guide Supplement are valuable tools that help educate how changes in legislation may impact the benefits and insurance community. Along with the following monthly legislative news updates, these documents offer a high level...

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Planning an RRSP Contribution for the 2017 Tax Year?

Time is running out! The deadline for contributing to an RRSP for the 2017 tax year is March 1, 2018.  Contributing to your RRSP account allows you to maximize your 2017 income by giving you the ability to reduce your payable taxes and potentially receive a tax refund in the...

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FSCO Targeted Review of Form 7

Starting January 1, 2018, FSCO has announced that they will be targeting the Form 7 process to ensure that the Form 7 is being administered properly.  A targeted review is now underway to focus on whether:  Administrators are completing Form 7 correctly; and Pension fund trustees are...

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FSCO Legislative Changes

January 1, 2018 saw changes to the Pension Benefits Act, which was amended in 2016 to allow the Superintendent the authority to impose administrative monetary penalties in certain situations.  Highlights from the changes include authorization of penalties for failure to: Apply for...

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