Castle Building Centres
Group Insurance Program

 

Insurance and Benefits Plans for members, employees, and clients of the Castle Building Centres Group

Proud to be an endorsed broker of Castle Building Centres Group

Our dedicated industry experts understand the unique challenges that Castle Building Centres owners, employees, and clients face. We will take the time to understand your requirements and develop a solution that works for you.

Castle Building Centres logo

Castle Building Centres Program Options

 

Eligible Group Group Home and Auto Group Benefits Commercial Insurance Builder’s Risk Mortgage Insurance
Castle Building Centres Dealers (Owners)
Employees of Castle Building Centres
Castle Building Centres Clients

Group Home & Auto Insurance Program

Eligible employees can save up to 15%

As an eligible employee you’ll enjoy substantial benefits including reduced pricing for auto, home, condo and tenant insurance.

Get a Quote

Coverage options helping you, your business and your employees

Group Benefits

For almost 30 years, Cowan Insurance Group and the Castle Building Centres Group have been committed to a collaborative and transparent partnership. Our shared goals of building communities, establishing relationships, and group-buying power have been the foundation of our long-lasting partnership. Cowan offers a full suite of products and services available exclusively to members of the Castle Building Centres.

Our group buying power, customizable coverage, and expert advice protect your business and secure your ability to attract and retain valuable employees. Our Castle Building Centres Group employee benefits program includes:

  • Medical, dental and vision care
  • Lower expenses, rate stability, ongoing education, and flexible plan designs
  • Preferred programs for Retirees, Executives and Part-Time employees
  • Concierge services include member updates, billing reconciliations, and coverage and claim resolutions


Ask us about Group Benefits

<span style=Carol Parsons">

Carol Parsons

Principal Consultant, National Benefits

Carol is responsible for ongoing relationship management between Cowan and Castle Building Centres. With over 30 years of employee benefits experience, Carol joined Cowan in 2012, before which she worked with Sun Life and Manulife Financial. Carol strives to provide proactive advice and solutions, along with excellent service, to help her clients balance their organization’s objectives and the needs of their employees. Carol excels in renewal negotiations, modernizing plan designs with attention to cost containment, harmonizing benefit plans with corporate mergers, and exceptional customer service.

Commercial Insurance

Our Castle Building Centres Group commercial coverage includes:

  • Customized coverage designed to properly insure your building, contents, stock, revenue, operations and vehicles
  • Year-end inventory reporting—only pay for what you use
  • Proactive loss control efforts
  • Protection against crime and other interruptions to your operations
  • 24/7 claims service and an in-house claims administration team


Ask us about Commercial Insurance

<span style=Jay Riegling">

Jay Riegling

Commercial Account Executive, Commercial Insurance

With almost 25 years of industry experience, Jay understands his client’s business risks and develops insurance programs that thoroughly address them, ensuring his clients receive exemplary service and quick turnaround.

Jay has insured businesses across Canada in various sectors, including contracting, manufacturing, agriculture and retail. His extensive experience has led him to develop programs for Concrete Ontario, the Ontario Sand, Stone & Gravel Association and the Castle Building Centre Group.

New! Individual Builder’s Risk

Construction insurance, also known as builder’s risk coverage, is a specialized insurance designed to cover property during construction, including renovations or repairs. Typically, this coverage is purchased by either the property owner or the contractor and protects both property owners and contractors from additional construction work risks. A standard property policy does not cover construction-specific risks, so no matter who purchases the coverage, anyone with property involved in the project, including tools or materials, should be named in the policy.

For clients who choose to build with Castle, a builders’ risk insurance policy helps protect your construction project against claims during the build and all associated property loss or damage.

Features include:

  • A unique offering designed for people building their own new home or cottage
  • While under construction, coverage is tailored to meet the needs of an insured building a home or cottage
  • Seamless transition from a dwelling under construction with limited coverage to a finished home or cottage with full coverage
  • Competitive premiums based on fire protection level
  • Insured can act as the General Contractor for an additional premium
  • A wide range of premium discounts are available to be applied to the policy premium

 

Ask us about Individual Builder’s Risk Insurance

<span style=Steve Price">

Steve Price

Sales Consultant, Personal Home and Auto Insurance/Personal Builders Risk

Whether you’re an employee of Castle Building Centres looking for a second opinion on your Home and Auto Insurance or venturing into a new construction build, Steve is here to provide you with options for your consideration. Steve strives to provide proactive advice and excellent service to help his clients with their personal insurance needs.

<span style=Najid Mansoori">

Najid Mansoori

Sales Consultant

Najid has over 15 years of experience in banking and insurance, with expertise across personal, retail, and business sectors. Najid is highly responsive to new business clients through our inbound contact channels. Najid is trilingual in English, French, and Hindi-Urdu. Utilizing his proficiency in frontline underwriting, he skillfully identifies risk exposures to provide quotes and insightful advice to clients. His priority is ensuring clients have the support and resources they need to make the best insurance coverage decisions.

Insure Your Mortgage with Term Life Insurance

Most banks and lending institutions offer Mortgage Protection Insurance or Creditor Insurance. Cowan Financial Solutions offers Term Life Insurance. If you are a client who chooses to build with Castle Building Centres and have an existing or new mortgage with a financial institution, consider protecting your mortgage with Term Life Insurance, which features:

  • Your choice of beneficiaries
  • The total insured amount paid directly to your beneficiaries upon the insured’s death
  • Amount can be increased to cover other obligations (i.e. funeral expenses, loss of income, additional debt, or support for loved ones)
  • The flexibility of a fixed premium for a time frame of your choosing
  • A constant coverage amount which may be reduced if you choose
  • Policy ownership; changing financial institutions does not impact your insurance
  • In most cases, cheaper rates, depending on age and health
  • A policy that remains intact as long as you wish
  • Term insurance that you can convert to more permanent insurance, which could be beneficial depending on your health at the time of renewal


Ask us about Term Life Insurance

<span style=Matt Loker">

Matt Loker

Associate Advisor, Insurance

Joining Cowan Financial Solutions in 2022, Matt brings a diverse background of helping individuals and families with their Life, Personal, and Commercial Insurance needs. Matt holds a business diploma from Lambton College and his Life License Qualification Program (LLQP) designation. Matt and his wife Imogen enjoy spending time with their son Levi and their dog Winston. In his spare time, Matt enjoys skiing, golfing, and spending time with friends and family.