Insurance Protection for Ontario Non-Profit Housing Association (ONPHA) Members

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We provide the protection your organization needs to support the delivery of safe and affordable housing.

Cowan is proud to be the preferred Insurance Broker for ONPHA, and partner of Round Table Procurement Services.

Ontario Non-Profit Housing Association logo     Round Table logo

Insurance coverage that fits your organization

  • Partner with you
  • Assess your risks
  • Create a plan to mitigate liability
  • Deliver comprehensive coverage, tailored to your needs

Affordable coverage for non-profit entities

  • Great service does not have to be expensive
  • We work with insurers to arrange comprehensive coverage at affordable rates

Comprehensive protection

  • Directors and Officers liability
  • Abuse liability
  • Professional liability
  • Cyber insurance
  • Enhanced protection for volunteers
  • Property and automobile coverage
  • Coverage for events and fundraisers

Local and independent

  • Cowan has partnered with nonprofit organizations for over 90 years
  • Strong in-house expertise
  • Based in Ontario and proudly 100% Canadian
  • Independently owned and focused solely on your needs

Your Cowan Insurance broker will work with you to assess your risks and tailor an insurance solution using these and other coverages that addresses your organization’s specific needs.

Directors & Officers (D&O) Liability

Protects directors, officers, and board members against claims arising from management decisions, governance issues, alleged errors, omissions, or breaches of fiduciary duty.

Cyber Liability

Collecting and storing sensitive information—such as tenant records, payment details, and personal data—can make your organization an attractive target for hackers. Cyber Liability coverage helps protect against the costs of data breaches, ransomware attacks, privacy violations, legal expenses, and notification requirements.

Volunteer Accident & Liability Coverage

If your organization relies on volunteers, this coverage can provide benefits for injuries sustained while performing volunteer duties and may offer liability protection for volunteer activities conducted on behalf of the organization.