International Benefits Solutions
Comprehensive insurance coverage for Canadian Inpatriates, Expatriates, and Multinational Employers
Solutions from a Canadian perspective
Providing comprehensive health and dental benefits with an international lens can present a unique set of challenges.
Our experienced international benefits team enables you to offer benefits that work harmoniously with Canadian public health care plans while championing client service excellence.
We bring value to international benefit services with:
- Access to a proprietary network of medical, dental, and pharmacy providers with direct billing to Cowan
- Provincial plan integration of Government Health Insurance Plans (GHIP) in your province of residence
- Flexible, comprehensive, and GHIP aligned plan design options
- Multilingual in-house third-party administration and payor services (TPA, TPP)
- Secure online portals for easy plan administration and group member access
- In-house claims adjudication services with experienced medical case managers for high dollar / complex claims
- Expert advice with a focus on corporate values and global legislation and market trends
Comprehensive insurance coverage for Canadian Inpatriates, Expatriates and Multinational Employers
As a leading provider of international benefits for over 40 years, Cowan works with global insurance partners to provide industry-leading solutions at competitive rates.
Whether you need coverage as a foreign office operating in Canada, an employer with foreign workers in Canada for the harvest season, or an educational institution with international students, our team of skilled consultants understands the international community’s needs. We offer comprehensive, cost-effective benefits packages that employees and students appreciate, ensuring high retention, valued coverage, and sustainability.
Inpatriate Solutions
Insurance coverage for foreigners studying or working in Canada
Expatriate Solutions
Insurance coverage for Canadians working, studying, or travelling abroad
Quick Services for Current Clients
Submit an international claim
Find a healthcare provider
Access the member portal
View your e-card
As part of our commitment to keeping your data secure, Cowan is a certified SOC 2 Type I (www.aicpa.org/soc4so) compliant provider.