Protect Your Home from Melting Snow and Ice

As the thermometer fluctuates from deep freeze to near spring-like temperatures this season throughout Ontario, Cowan Insurance Group advises homeowners to take precautions to ensure their homes don't become flooded due to melting snow and ice.

Canada’s weather has been changing and it’s having a major impact on all communities. According to the Insurance Bureau of Canada (IBC), in 2013 insured losses from severe weather, including the floods in Toronto and Alberta, reached $3.2 billion - which is the highest in Canadian history.

Here are a few things you can do to protect your property from water damage this season:

  • Remove snow that has accumulated from around basement windows and door openings, including the garage
  • Clear walkways and driveways of snow and ice as much as possible
  • Be sure that any exterior drains on your property have clear access for snow melt runoff, downspouts should extend at least six feet from your basement wall
  • Clear the area where downspouts discharge so water can run off properly
  • Ensure sump pumps are in working order and monitor it regularly
  • Be a good neighbour and clear street drains near your property so snow melt has a place to run off without being redirected towards homes
  • If you are away from home for more than 3 days be sure to turn off the water and drain the pipes. Have a responsible person check on your house once per day to ensure your heating system is working