High Risk Residential Program
High Risk Residential Program A Facility Residential Program to Protect You and Your Home

At Cowan Insurance Group, we recognize that you need to have insurance solutions for all your clients, including those who may not qualify for property insurance with the regular markets. That's why we have partnered with Aviva to offer you a unique High Risk Residential Program.




This program is ideal for your clients who have:

  • Poor claims experience
  • No prior experience
  • Payment problems
  • Prior carrier lapsed or refused to renew
  • Rented dwelling with absentee landlords
  • Vacant Dwellings
  • Updates Issues (Galvanized plumbing, Knob & Tube Wiring, etc.)
  • Dwellings with 3 mortgagees
  • Tenants above Commercial Occupancy

Insurance Coverage

  • Homes
  • Seasonal Dwellings (if principal residence is also purchased)
  • Stand-alone Rented Dwellings
  • Tenants
  • Condominiums (both owned and rented)

Get a Quote - For Brokers

As a broker, you have access to an easy no-obligation quote for the High Risk Residential Program. Please select a link below to obtain a quote:

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Contact Us

We would be pleased to tell you more about our High Risk Residential Program and provide a no-obligation quote within 24 hours. Please contact us for more information:

Bhavna Suratwala
Phone: 519-650-6363 ext. 41223
Toll Free: 1-866-912-6926 ext. 41223
Email: Bhavna Suratwala

Client Services

Get a Quote

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